New Jersey Life and Health State Practice Exam

What does Medicare Part B typically cover?

1. Emergency room visits

2. Doctor's charges

3. Prescription medication

4. Hospital stays

The correct answer is: Doctor's charges

Medicare Part B is designed primarily to provide coverage for outpatient care, including visits to physicians and other health care professionals. This part of Medicare helps to cover the costs associated with doctor's services, preventive care, diagnostic tests, and outpatient hospital services. Individuals enrolled in Medicare Part B generally pay a monthly premium, and they may also be responsible for certain deductibles and copayments for the services they receive. Emergency room visits, while they can be covered under Part B, are not the main focus of this part of Medicare. Prescription medications are mostly covered under Medicare Part D, not Part B, which focuses on outpatient services. Hospital stays fall under Medicare Part A, which deals with inpatient care and related hospital services. Thus, the emphasis on physician-related services is what makes Part B essential for those seeking outpatient medical coverage.