What type of license may be issued to a deceased producer's spouse to continue the insurance business?

The choice of a temporary insurance license is correct in this context because such a license is specifically designed to allow an individual to continue the business of a deceased insurance producer. This type of license is typically granted to a surviving spouse or a designated individual of a deceased producer, providing them with the ability to manage the existing policies and maintain client relationships for a limited time.

Temporary licenses serve an essential function in ensuring that there is continuity in service for the clients while allowing the surviving spouse the opportunity to determine whether they want to pursue a career in insurance or allow time to settle any affairs. The issuance of a temporary license is contingent upon the completion of specific state requirements, which usually include the submission of the appropriate application and potential processing fees.

In contrast, the other options presented do not fit this scenario. A permanent insurance license is usually granted after fulfilling extensive requirements and does not apply to someone stepping in temporarily. A reinstated insurance license pertains to an existing producer who failed to renew their license but wishes to return to active status, which does not apply to a deceased producer. A provisional insurance license is a term that might come up in some contexts but typically doesn't refer to situations surrounding the transfer of a license following the death of a producer. Thus, a temporary